You’ve followed all the wedding budget advice. You’ve agreed on a budget, set a savings goal, created a separate “wedding” bank account, and basically saved you ass off to afford your dream wedding. (If you’re super-smart, you’ll follow all the tips in the “budget” section of the Gothic Wedding Planner).
But you forgot one teensy-weensy event. The time of the year that sends even the most carefully-planned budget into a tailspin.
That’s right. You forgot to adjust for Christmas.
Between the mountains of presents you had to buy, the parties, the holiday travel and unexpected visitors, you haven’t put aside your required wedding deposit for quite some weeks now. If you’re anything like me, you’re looking at your projected budget for the year and wondering how you’re ever going to get back on your feet.
Have no fear, Steff is here!
You can bounce back and have the wedding of your dreams, even with the Christmas splurging. Here are my best tips for surviving Christmas with your savings, and your sanity, intact.
1. Forgive Yourself
Don’t beat yourself up about your inability to save. Christmas defeats even the most careful budgeter. Trust me, because I am that careful budgeter. I start Christmas shopping in July, and even I can’t stick to my budget over the holidays.
It’s not your fault. It happens. Stop worrying, enjoy the time with your family, and as soon as the holidays are over, sit down and look seriously at your financial situation and see what you can change.
2. Downsize your Wedding Budget
It has to be said. Look over your wedding budget and see if you can shavea few dollars off the price. Maybe you could use smaller flower arrangements, cut back the photographer’s hours or remove a tier from the cake. Perhaps you could do your own makeup instead of hiring a professional? (if you’re a goth, you probably already have lots of practice).
3. Postpone your honeymoon
When the financial pressure of a wedding reaches its height, so too does the financial pressure of planning a holiday. It’s your honeymoon, and you should enjoy it without having to penny-pinch and give up stuff you really want to do. So why not spend a night or two after the wedding at a local B&B, then plan your honeymoon for when you’re a little more financially secure?
This is what we did, spending two nights in Queenstown at a nice B&B, then going on our four-month epic adventure around Europe and the Middle East the following year.
4. Read financial advice blogs
Even if you feel like you’ve stretched your budget as far as it can go, you may be surprised to find there’s still heaps more you can do. I love reading personal finance blogs as they’re chatty, down-to-earth and give you actual, applicable, real-world advice.
5. Stay positive
Don’t be so gloomy! You’re getting married! Remind yourself the money doesn’t matter – it’s the wonderful person you’re marrying who should be the focus of your attention.
Do you have any great money-saving tips to put more money in your wedding budget account?
Fear not! There’s a HUGE chapter of great budgeting tips and a handy table in the Gothic Wedding Planner!